THE EFFECT OF BAD AND DOUBTFUL DEBT ON THE LIQUIDITY OF UBA, KADUNA STATE
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
ABSTRACT
The major energizer of economic and development in Nigeria since independence is the financial industry. The government has been formulating various monetary and fiscal policies commercial banks under the strict supervision of the Central Bank of Nigeria. To be able to pursue these policies towards ensuring methodical, economic, industrial and socio-political development, the need enough fund to support lending to various individual and corporate customers, so when any of the loan facilities granted become bad or doubtful debts for commercial banks are not able to fulfill perfectly this responsibility and this has been the effect of mounting bad debt in book of commercial bank especially with the recent withdrawal of deposits by government department and parastatals. Deposits now are expensive, and the banks need money to back up their lending. This research study is on “effect of bad and doubtful in commercial bank”. The study was carried out through administration of questionnaire on both employees and customers of United Bank of Africa (UBA). The aim was to find out the effect and control of bad and doubtful debt in commercial bank. And interview was also conducted the only cheapest source of loanable fund for commercial bank is the amount on their bad and doubtful account, this is shown by the findings effects towards recovering substantial portion of such debt becomes imperative and compelling on the bank. It also shows the slip shot manner with each loan facilities granted, and treated by bank employees and customers alike, additional control of new debts have been identified and recommended for adoption by banks.
Related Project Materials
CONDUENT PENSION ADMINISTRATION SYSTEM USER SATISFACTION: A CASE STUDY OF SIGMA PENSIONS LIMITED, ABUJA
ABSTRACT
User satisfaction is one of the key research area of Information Technology (IT) particularly, Information System (IS). It is re...
IMPROVING MAINTENANCE CULTURE AND QUALITY OF PUBLIC PROPERTIES IN NIGERIA (A CASE STUDY OF AKWA IBOM INTERNATIONAL STADIUM)
BACKGROUND TO THE STUDY
The Advanced Learners Dictionary defines maintenance as the process of protecting or preserving...
PHARMACOGNOSTIC AND ANTIULCER EVALUATION OF THE STEM BARK OF PROSOPIS AFRICANA (GUILL. & PERR.) TAUB. (MIMOSACEAE)
Abstract
Prosopis africana (Guill. & Perr.) Taub. (Mimosaceae) is the only known species of its genus found in Africa. Pharmacognosti...
THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) ON NIGERIA’S PUBLIC ACADEMIC LIBRARIES (A CASE STUDY OF UNIVERSITY OF UYO)
ABSTRACT
Information and Communication Technology (ICT) has brought unprecedented changes and transformation to academic...
PRODUCTION OF BLACK AND BROWN POLISH BROWN POLISH
ABSTRACT
This project is aimed at producing black and brown polish of good quality. For clearity, pol...
THE IMPACT OF PROMOTIONAL STRATAEGY ON THE DEVELOPMENT OF INSURANCE IN NIGERIA
-
-
BACKGROUND OF THE STUDY
-
...
THE EFFECT OF E-LIBRARY ON STUDENTS ACADEMIC PERFORMANCE IN NIGERIA TERTIARY
ABSTRACT
This study was carried out to examine the effect of e-library on students academic performance in Nigeria t...
DEVELOPMENT OF A FRAMEWORK FOR BUILDING INFORMATION MODELING (BIM) IN FEDERAL UNIVERSITIES OF SOUTH WEST, NIGERIA
Statement of the Problem
Arayici, Khosrowshahi, Ponting and Mihindu (2009) described Building Information Modeling as lifecycle evaluatio...
DESIGN, DEVELOPMENT AND PERFORMANCE EVALUATION OF A MULTIPLE SANDCRETE BLOCKS MOULDING MACHINE
ABSTRACT
This work presents the design, fabrication and performance evaluation of a multiple sandcrete blocks moulding machine (MSBMM) fo...
DESIGN AND IMPLEMENTATION OF A COMPUTER SOFTWARE FOR THE SOLUTION OF LINEAR EQUATION
OBJECTIVES OF THE STUDY
The main concern of this project work is to study the methods and processes for...
